Skip to content

Indian Fintech

Members Public

Use Cases And Business Opportunities Stemming From Open Banking (4/4)

This is the fourth and final part of our four part Open Banking series written by Aaryaman and Lars. You can find the other parts here: one, two and three. In the past three blog posts, we have described what is driving open banking, the history of Open Banking, and

Members Public

How Is Open Banking Being Implemented Around The World? (3/4)

This is the third part of our four part Open Banking series written by Aaryaman and Lars. You can find the other parts here: one and two. As discussed in the previous segment, there are many ways a developer or service provider can access a user’s banking data. The

Members Public

How did open banking come about and how does it work? (2/4)

This is the second part of our four part Open Banking series written by Aaryaman and Lars. You can find part one here. Before getting into the rise of open banking, it is important to understand the definition of the term. Internationally, the term “Open Banking“ refers to the technique

Members Public

The Foundation for the Fintech Decade: Account Aggregators and Open Banking (1/4)

This is the first part of our four part Open Banking series written by Aaryaman and Lars. Foreword The world is currently going through a big shift with regards to financial services. More and more people are coming into the formal financial system, and in doing so, they are generating

Members Public

The Open Bank Project in India

A few months ago I broke up with my cofounder and stopped working on our idea to build a digital credit card service for SMEs in Europe (see my blog post). Even though I find the idea still fascinating I decided to take some time off and started freelancing instead.

Members Public

Learnings from Unified Payments Interface in India

Nearly one year ago I have written about the beta launch of WhatsApp payments in India (Blog post). The service allows any payments-activated user of WhatsApp in India to send money to other WhatsApp users. However, the service is not yet available nationwide, due to regulatory problems. The Indian regulator

Members Public

Deutsche Bank and WhatsApp are launching new payment functionalities

Just two weeks ago I had written here about the impact of PSD2 on services implementing payment functionalities into their service. And in each of the last two weeks there were stories about companies exactly implementing this functionality. Surely, these services are not powered by PSD2 APIs (because we are